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Rights and Responsibilities of Students Receiving Financial Aid

  • What Is Financial Aid?
    Simply stated, financial aid is any grant, scholarship or loan offered for the express purpose of helping a student meet education-related expenses. Grants/scholarships are regarded as gift assistance and generally need not be repaid. Loans are borrowed money, offered at various interest rates, which must be repaid over an extended period after the student leaves college or drops to less than half-time enrollment. Funding for financial aid programs is provided by the Federal government, state government and private organizations and individuals More detailed information and applications are available at the Financial Aid Office located in Bladen Hall, Room 121. The office is open between 8:30 a.m. and 8 p.m., Monday through Thursday and from 8:30 a.m. until 5:00 p.m on Friday. Students also may call 301-322-0822 during these hours. Extended hours are available during peak registration periods for the fall and spring semesters.

    What Is Financial Need?
    Many financial programs, most notably, federal student financial aid programs, are awarded to students based on their financial need. Financial need is the difference between the cost of attendance at PGCC and the student’s and/or family’s ability to pay. (Cost of attendance includes tuition, fees, books and supplies, transportation and miscellaneous expenses.) The ability to pay, called the Expected Family Contribution, is determined by completing the Free Application for Federal Student Aid (FAFSA). The information reported on the application for aid is used in a formula established by the United States Congress that calculates Expected Family Contribution, an amount the student and/or family is expected to pay toward the student’s education.

    How to Apply for Financial Aid
    The first step in applying for financial aid is to complete the Free Application for Federal Student Aid (FAFSA). The application may be completed electronically at www.fafsa.ed.gov. Follow the steps and instructions on the web site. Be sure to secure your PIN number. This will provide you with the speediest processing of your application.

    The FAFSA must be completed once each academic year for which financial aid is requested. In addition to completing the FAFSA, the student (and his or her parents, if dependent) may be required to provide additional information to verify their eligibility to receive financial aid. The additional information can include copies of student, parent and/or spouse tax returns and W-2’s as well other documentation such as proof of citizenship, high school graduation or other proof to show that the student meets all eligibility requirements.

    Financial Aid Application Deadlines
    Students who want to be assured that their paperwork will be processed for timely use in a given semester must have all applications and required documents on file in the Financial Aid Office by the following priority deadlines:
    • June 1—For aid beginning in the fall semester
    • November 1—For aid beginning in the spring semester
    • March 1—For Maryland State Scholarships (Maryland residents only)
     
    To meet these priority deadlines, students should complete and file the FAFSA by March 1 for the fall semester and by September 1 for the spring semester. Students whose complete paperwork fails to reach the Financial Aid Office by the priority deadlines should be prepared to pay tuition and fees themselves. Such payments may later be reimbursed once eligibility for aid has been determined and aid has been authorized.

    Financial Aid Programs
    Federal Financial Aid Programs

    Federal financial aid programs offered at Prince George’s Community College include the Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study Program, both the subsidized and unsubsidized Federal Stafford Loan Programs and the Federal Parent Loan for Undergraduate Students Program (PLUS).
    More detailed information about the federal financial aid programs is available on the Student Aid on the Web, http://www.studentaid.ed.gov. Choose the "Funding Your Education" Option under "Applying for Financial Aid" to get current, comprehensive information on these Federal student financial aid programs.

     

    Federal Financial Aid Student Loan Programs

    1. Institutions must provide borrowers with counseling before they sign their first promissory note.  Prince George’s Community College students may come into the Financial Aid Office to complete their entrance loan counseling or they may complete is at the www.studentloans.gov website. 
    2. The average indebtedness for Prince George’s Community College loan recipients is $4,797 (information can be found on the IPEDs website).  We encourage students to utilize the sample monthly repayment schedule which may be found at the www.studentloans.gov website. 
    3. There are many loan payment options available to students.  Students may pay on their loans while they are enrolled in school, they may receive an automatic deferment while they are enrolled at least half-time (6 credits or more), and if necessary, they may be eligible for a loan forbearance.  Other options that are available are the Standard Payment Plan, Pay As You Earn Plan, Income-Contingent Plan, and the Income-Sensitive Plan.   Students may stop in the Financial Aid Office to speak with one of our Loan Officers or they may visit the following website for additional information www.studentloans.gov
    4. As a Federal Direct Student Loan Borrower (Federal Stafford Loan and/or Federal Unsubsidized Stafford it is important to manage your loans.  If you fail to make a payment on your student loan as scheduled on the terms of your promissory note (MPN), you may default on your loan.  The first day after you miss a payment, your loan becomes delinquent.  This information is reported to the three major credit bureaus once your loan is delinquent for 90 days or more.  This will negatively impact your credit rating which may prevent you from getting a cellphone, signing up for utilities, getting approved for an apartment, and sometimes even a job.  Once you have failed to make a payment for 270 days, your loan will be in default.  This will prevent you from receiving further financial aid.  More information is available about repaying your Federal loans at the www.studentloans.gov website. 

     

     

     

     



     
    Students’ Rights and Responsibilities:
    The institution supported by the Board of Trustees, guarantees to all students at the college certain rights and responsibilities subject to college policies and regulations. The college president is authorized to make, promulgate, issue, rescind, and amend reasonable rules, regulations, and procedures to carry out this policy. Adopted June 8, 1978.
     
    1. Each student shall have the right of free inquiry, expression, assembly, and advocacy.
    2. Students, while in the classroom, shall exercise their rights of free inquiry, expression, assembly, and advocacy in a manner that is relevant to the subject matter of the instructional program and to the right of the instructor to maintain order and have authority over the conduct of the class.
    3. Each student shall be free to form and join organizations for legal purposes.
    4. Students may, individually and through representative organizations, express views on matters of instructional policy and issues of interest to the student body.
    5. The rights of students to a student press free of censorship are guaranteed.
    6. Students shall meet the obligations of responsible journalism in the student press.
    7. Students shall have the right to participate on committees responsible for recommendations impacting allocation of funds derived from student fees.
    8. Competent instruction, relevant to the subject matter at the times and places assigned for each course, shall be provided to all students.
    9. Each student shall have the right to fair and unbiased academic evaluations based upon defined course-appropriate criteria. That criteria shall be set forth in writing and distributed by the instructor at the beginning of each course.
    10. Students shall be able to take reasoned exception to the data or views offered in any course of instruction and reserve judgment about matters of opinion.
    11. The institution guarantees the rights of students to participate in the evaluation of faculty performances.
    12. Students shall be responsible for meeting the established requirements of the course(s) in which they are enrolled.
    13. The institution guarantees protection against improper disclosure of information pertinent to students’ views, beliefs, political associations, academic evaluations, and educational records without the express written consent or permission of the student concerned.
    14. Students have the right to due process in disciplinary proceedings as prescribed in the Prince George’s Community College Code of Conduct.
    15. Students shall be responsible for complying with policies, rules, procedures, and regulations governing student conduct as well as the college operations.
     
     
     
     
    Contact the office of the vice president for student services for further information, Kent Hall, Room 119. Telephone: 301-322-0412

     
    (Found Student Handbook 09-10 p.58)
     
     
     
     

     

  • The Office of Student Accounts, Bladen Hall, Room 120

    Office Hours:

    Monday – Friday 8:30 a.m. to 4:30 p.m.

    Address

    Bladen Hall, Room 120

    Phone:

    301.322.0688

    Fax:

    301.386.7507

    Email us:

    StudentAccounts@pgcc.edu