Personal Finance
Program Summary
Managing one’s personal financing is something everyone must do regarless of how much money one has. Personal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save and spend monetary resources over time, taking into account various financial risks and future life events. Components of personal finance might include checking and savings accounts, credit cards and consumer investments in the stock market, retirement plans, social security benefits, and management.